In fact, it may not even be an actual person.For those looking for love this Valentine's Day, the idea of an online suitor, particularly a celebrity one, may seem romantic, but security experts warn that they're likely part of a scam designed to steal your money and not your heart.

Valentine's Day is here again, and while some people are spending it with their partner, others might be getting unknowingly scammed online. Federal agencies and tech companies are sounding the alarm on "romance scammers," many of whom live overseas and use the promise of a romantic encounter to lure in Americans.

Rebecca D’Antonio, a romance scam victim who lost $100,000 to a scammer she met on OKCupid, a dating website she thought was trustworthy, found the reporting process to be “impersonal, granular, and triggering,” she said in an interview with ConsumerAffairs.