Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.

Certificates of deposit rates dipped moderately in the second half of 2024 due to Federal Reserve interest rate cuts but have bounced back in 2025, with the best CD rates falling into the 4.5% range.

A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

You can start a CD ladder with as little as $5,000, or even less. A basic three-rung ladder could earn at least $434 in interest over three years. CD laddering gives you higher interest and rolling ...

Earlier this month the Fed announced it was lowering its target federal funds rate. It’s a reminder that interest rates may continue their decline from the highs of recent years, which were ...

Learn how CD interest is taxed, the role of 1099-INT forms, and exceptions like tax-deferred accounts. Optimize your CD investments with this essential tax guide.

Exchange-traded funds evolved from passive portfolio building blocks into clever tools that help streamline many parts of an advisor’s workflow in the few decades of their existence. The examples are ...

A lot of people hear "CD ladder" and assume it's only for folks with big bucks to invest. But the truth is, you can build one with just $5,000. Looking for a secure place to grow your savings? See our ...