A lot of people hear "CD ladder" and assume it's only for folks with big bucks to invest. But the truth is, you can build one with just $5,000. Looking for a secure place to grow your savings? See our ...

Building a CD ladder involves buying multiple CDs that mature at different times. For example, you might buy a 1-year CD, 2-year CD, 3-year CD, 4-year CD, and a 5-year CD. Or you might buy a 3-month ...

One way to keep your earnings on track is to spread out your cash.

Want to earn more on your savings the easy way? Learn how a CD ladder works and how it can earn you serious cash this year.

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

“It’s quite an interesting time,” says one expert. High interest rates aren’t always a bad thing for everyday consumers. In fact, now could be the perfect time to leverage them to boost your savings.