In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Many types of life insurance are available, but not all will fit your financial goals Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance Editor for Buy ...

Prudential offers a range of policy options for different financial goals, but its term life rates are higher than average ...

There are two main types of life insurance: term and permanent. Term life insurance is typically more affordable than permanent life insurance because it is only active within a set period. Most ...

Protective offers term life as well as universal life insurance and whole life insurance. Term life policies are priced competitively and available for 10, 15, 20, 25, 30, 35 or 40 years, giving you ...

You may not need burial insurance or an expensive whole life insurance policy. Try these alternatives instead.

When purchasing an insurance policy, the timing surrounding an application is critical to get right. If you apply too late, you may get stuck paying a higher premium for limited coverage. But if you ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Open enrollment is now underway and, with it, new opportunities for millions of Americans to reassess their insurance protections and coverage needs. From now through December 7, approximately, ...