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There are certain approaches debt collectors can take, and some they can't, when trying to collect on a debt.
There are rules that dictate when a debt collector can call you — and how many times they're allowed to do it.
What can debt collectors do? Learn about their legal limits, your rights, how to handle debt collection calls effectively and more.
Dealing with debt collectors can be stressful, especially if you're not sure what they're allowed -- and not allowed -- to do. The good news is that the law is on your side. Debt collectors have ...
US household debt hit over $18 trillion in 2025 -- a 150% surge in debt collection calls followed. Protect yourself from scams in case you're called next.
Can debt collectors really take your money without telling you first, though? While debt collectors can't simply start garnishing your wages on a whim, the process often creates confusion and ...
Nearly 70 million Americans have debts that have gone into collections. Due to COVID, that number is climbing. So, what do you do if a collector calls? Don't panic, 7 On Your Side has tips.
Only when they asked the debt collector for a debt validation letter to prove that they own the debt, they were hung up on. That, frankly, raises a red flag.
Understanding these limitations can empower you to handle debt collection interactions confidently and legally. Here’s a breakdown of what debt collectors can’t do.