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WSJ | Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Federal borrowing limits for college students are being reduced, forcing more borrowers to turn to private student loans to bridge the gap. Most applicants have a thin or nonexistent credit file, ...

Federal student loans are typically the first stop when financing higher education: You don't need a credit history or co-signer, and interest rates are fixed, so your monthly payments won't ever ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and cybersecurity. Her expertise includes personal finance, insurance, real estate, and ...

We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Rory Evans Rory Evans swears by her local family-run drugstore for holiday ...

While it can be extremely frustrating to be denied a loan, especially if you need the funds quickly, there are steps you can take to get the funding you require. Before applying for another loan, read ...

SBA loans have government backing that makes them less risky for lenders Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, ...