A reader wishes to retire with an ongoing home loan EMI and asked us how to plan for this using the freefincal robo advisor ...

Smart retirement planning tips for your 30s: diversify, combat inflation, build an emergency fund, align lifestyle choices, ...

With long retirements, you’ll need to plan ahead for multiple phases of life that come with different needs and interests.

Income focused strategies come with many advantages. Find out specific investment picks that offer $5,000 in monthly income ...

Your retirement portfolio shouldn't be more than 60% invested in stocks, even if you plan to be working for another 30 or 40 years.

Getting all of your assets to work together is key to having enough retirement income to pay for caregivers and other ...

When you're married but only one spouse works, leaving retirement planning to the working partner puts financial security at ...

Starting in 2025, older workers can save even more for retirement via 401(k) catch-up contributions. Here’s what investors ...

For workers age 50 and older, the catch-up contribution is $7,500, unchanged from 2024. That means older workers may ...

Explore defined contribution plans such as 401(k)s, individual plans, such as Roth and traditional IRAs, plus plans for self-employed people, such as SEP and SIMPLE IRAs. Many, or all, of the ...

The page covers everything you need to know about student budgeting from tips on how to work out your budget and how you can make your money stretch further month by month.

If you have access to a 401(k) plan at work ... That means withdrawals in retirement, including investment earnings, are typically tax-free. Those who earn less than $153,000 as an individual ...