If the extent of your golfing experience comes from the various miniature golf courses you’ve played throughout the years, you’re likely only comfortable with a cheap putter in hand.

Before markets open, start your day smart. Get essential news and analysis with CNN Business' daily newsletter.

Subscribe to Sky Sports to watch live, or stream on NOW. You'll need a subscription that includes Sky Sports Golf.

If you drive regularly but don't own a car, a non-owner insurance policy provides liability coverage for bodily injury and property damage, meaning that it will cover you if you're liable for damages ...